✅ All Credit Types Welcome

Bad Credit?
We Say Yes.

Fast Track Automotive in Bristol, TN specializes in getting you approved. We partner with local credit unions and regional lenders to offer low down payments and affordable monthly options on a great selection of pre-owned inventory under $12,000 and sub-$5,000 vehicles. Bad credit or no credit — we get you approved and on the road fast.

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Same-Day Approval

Apply online or in person. Most customers get approved the same day — some in under 30 minutes.

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No Hard Credit Pull

Your initial application does NOT affect your credit score. Apply with confidence — zero risk.

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Flexible Payments

Weekly, bi-weekly, or monthly options. We structure payments around YOUR budget, not ours.

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Quality Inspected

Every vehicle goes through a multi-point inspection. Bad credit doesn't mean a bad car.

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Family-Owned Dealer

No corporate pressure. No pushy salespeople. Just honest people helping Bristol families get back on the road.

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Serving Tri-Cities

Located on Volunteer Pkwy in Bristol. Serving Kingsport, Johnson City, Abingdon, and all surrounding areas.

Get Approved in 4 Easy Steps

It's faster than you think.

1
Apply Online

Fill out our quick, secure credit application — takes less than 5 minutes. No SSN required for initial approval.

2
Get Matched

We match you with local lenders and credit unions to find the lowest monthly fees. Choose from quality used vehicles under $12k and sub-$5k.

3
Pick Your Vehicle

Browse our lot or website. Choose a car, truck, or SUV that fits your life. We'll handle the rest.

4
Drive Home Today

Sign and go. Most customers drive home the same day. Start rebuilding your credit with every on-time payment.

Stop Waiting. Start Driving.

Your credit doesn't define you — and it won't stop us from helping you.

📞 423-217-0249
Apply for Financing → Browse Inventory
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